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Tracy Winkelman
REALTOR®, S.0174101
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220 N Saint Francis Drive, Miramar Beach, FL 32550

$1,985,000
  • 220 N Saint Francis Drive, Miramar Beach, FL 32550 Main Photo

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Active
BEDS5 BATHS3 full 1 partial SQUARE FEET3,136 MLS#960360
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONEMERALD WATERS VILLAGE

Property Description

Discover modern coastal luxury in this custom-built home located in the gated community of Emerald Waters Village in Miramar Beach. Just a short walk to restaurants, shopping, and the neighborhood's deeded private beach access, this property offers exceptional convenience and strong rental potential with projected annual income over $180,000.A wall of floor-to-ceiling windows overlooks the private heated saltwater pool and outdoor courtyard, filling the home with natural light. Interior features include a reclaimed wood accent wall, Heat & Glo gas fireplace, and designer finishes throughout. The gourmet kitchen is equipped with Thermador appliances, quartz waterfall island, custom cabinetry, and under-cabinet lighting. The first-floor primary suite offers a spa-style bathroom with a zero-entry walk-in shower, custom dual vanity, and premium tile selections. Upstairs, a spacious second living room provides additional gathering space, along with five bedrooms including a dedicated bunk room, making the home ideal for vacation stays or multi-generation use.Residents of Emerald Waters Village enjoy two community pools, gated security, sidewalks, and close proximity to the Gulf, entertainment, golf, and attractions along Scenic 98 and 30A.A luxury coastal property with private beach access, rental-ready design, and outstanding investment potentialperfect for a second home or vacation rental.Golf cart not included in sale.

220 N Saint Francis Drive | MLS# 960360

This single family home located at 220 N Saint Francis Drive, Miramar Beach, FL 32550 is currently listed for sale with an asking price of $1,985,000. This property was built in 2019 and has 5 bedrooms and 3 full and 1 partial baths with 3136 sq. ft. N Saint Francis Drive is located in the EMERALD WATERS VILLAGE subdivision. Search EMERALD WATERS VILLAGE real estate on www.sell-your-vegas-home.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central
Home Style: Contemporary
Lot Size: 0.09 Acres
Stories: 2.0
Taxes: $11,577
Year Built: 2019

Feature Descriptions

Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Tnkls
Association Fee Includes: Accounting, Ground Keeping, Management, Master Association, Recreational Faclty, Security
Community Features: Short Term Rental - Allowed, Beach, Deed Access, Gated Community, Pets Allowed, Pool
Days on Site: 547
Exterior: Frame, Roof Pitched, Stucco, Trim Vinyl
Exterior: Rain Gutter, Balcony, Fenced Back Yard, Lawn Pump, Shower, Sprinkler System
Flooring: Floor Hardwood, Floor Tile, Floor Vinyl
Foundation: Slab
HOA: Yes
Interior: Built-In Bookcases, Ceiling Raised, Fireplace, Kitchen Island, Lighting Recessed, Lighting Track, Owners Closet, Pantry, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar
Lot: Covenants, Cul-De-Sac, Easements, Irregular, Survey Available, Within 1/2 Mile to Water
Lot Dimensions: 50' X 80' (IRR)
Parcel Number: 29-2S-21-42970-000-0070
Parking: Garage, Guest
Patio/Porch: Patio Open, Porch Open
Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: Easement, Private Road
Road Surface: Paved
Rooms Total: 14
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground
Window: Window Treatment All, Double Pane Windows, Storm Windows

Room Sizes

Kitchen: 15.5 X 11.6 Level - First
Dining Area: 15.6 X 7.9 Level - First
Living Room: 22.1 X 15.6 Level - First
Half Bathroom: 5.11 X 5.1 Level - First
Primary Bedroom: 15.5 X 13.11 Level - First
Primary Bathroom: 11.3 X 9.6 Level - First
Laundry: 10.8 X 10.1 Level - First
Family Room: 21.5 X 16.1 Level - Second
Bunk Room: 15.4 X 10.7 Level - Second
Bedroom: 12.11 X 11.4 Level - Second
Full Bathroom: 11.2 X 5.11 Level - Second
Bedroom: 15.2 X 11.11 Level - Second
Full Bathroom: 13.4 X 7.9 Level - Second
Bedroom: 12.5 X 12 Level - Second

Local Schools

High School: Destin
Middle School: Destin
Elementary School: Destin

Listed By / Shown By

Listed By

Agency Name: The Premier Property Group

Shown By

Agent Name: Tracy Winkelman
Agent Phone: (831) 430-6005
Agency Title: Wardley Real Estate

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Estimated Payment

$ 9,125.06 per month $7,581.35 Principal & Interest $964.75 Property Tax $578.96 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/03/2026. The listing information on this page last changed on 04/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/03/2026 12:28:40 AM EST) or Las Vegas MLS (last updated Thu 04/02/2026 11:12:59 PM EST). Real estate listings held by brokerage firms other than Wardley Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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